Eligibility and income limits

Every home at Marigold Commons rents under the Housing Tax Credit program (LIHTC). See who qualifies, how much your household may earn in 2026, and how to apply.

The program

Housing Tax Credit program (LIHTC)

It is for households whose total yearly income is at or below the limit for their size and for the tier of the home they rent.

10 homes at 30% AMI, 38 at 50% AMI, 48 at 60% AMI.

Each tier is a share of the area median income (AMI) for the Minneapolis–St. Paul–Bloomington area, which HUD sets each year.

Read HUD's income limits

2026 income limits

Find your household size in the table. If your household's total yearly income is at or below a tier's limit, you can apply for that tier's homes.

2026 income limitsEffective May 1, 2026The most a household may earn in a year, by household size and AMI tier.
Household size30% AMI50% AMI60% AMI
1 person$27,960$46,600$55,920
2 people$31,950$53,250$63,900
3 people$35,940$59,900$71,880
4 people$39,930$66,550$79,860
5 people$43,140$71,900$86,280
6 people$46,320$77,200$92,640

A household of more than six: call the leasing office for its limit.

Minimum income: two times the monthly rent. It does not apply to households with a Housing Choice Voucher or other rental assistance.

We accept Housing Choice Vouchers.

Your voucher's payment standard must cover the rent of the home you choose; your housing authority can tell you yours.

Good to know

  • All lawful sources of income count, including Social Security, child support, public assistance and Housing Choice Vouchers.
  • Households made up entirely of full-time students usually do not qualify, with exceptions the office can explain.
  • Each year the household certifies its income again. A household whose income rises after move-in can stay.

Find your household's limits

Choose how many people live in your household. You'll see the most it may earn for each tier, and the minimum income for each tier's lowest rent.

How to apply

From the income limits to your lease, and how long each part takes.

  1. Check the income limits

    Find your household size in the 2026 income limits table. Your household's total yearly income must be at or below the limit for the tier you apply for.

    See the income limits
  2. Choose a plan

    Each floor plan shows its tier, its rent, its total monthly price and the homes free now.

    See the floor plans
  3. Send the pre-application or join the waitlist

    One form does both. It asks for your household size, the plan you want and whether you have a voucher, and no documents yet.

    Go to the form
  4. Turn in your documents

    Bring or send the documents on the list for every adult in your household.

    Turn in every document within five business days of starting your application.

    See what to bring
  5. We verify your income

    We check every source of income against your documents. The program requires it before you move in.

  6. The program's compliance review

    Your file then goes to the program's compliance review, which confirms your household's income fits the home's tier.

    Review takes up to two weeks: first your income and documents, then the program's compliance review.

  7. Sign your lease

    Once your household is approved, you sign your lease and move in.

    Each year the household certifies its income again. A household whose income rises after move-in can stay.

Rents by tier

Rents are set each year by the program from the area median income for the Minneapolis–St. Paul–Bloomington area, and by the home's tier. They do not change with your income.

See every floor plan

The 30% AMI homes are full: they take a waitlist. Every other tier is taking applications.

Questions about eligibility

Every question and answer

What does 60% AMI mean?

AMI is the area median income: the middle household income for the Minneapolis–St. Paul–Bloomington area, set each year by HUD. A home at 60% AMI is for a household earning no more than 60% of it for its size. For one person in 2026 that is $55,920 a year.

Do I qualify?

Find your household size in the income limits table. If your household's total yearly income is at or below the limit for a tier, you can apply for that tier's homes. Your income must also be at least two times the monthly rent, unless you have a Housing Choice Voucher or other rental assistance.

What counts as income?

Wages and tips, self-employment, Social Security and SSI, pensions, unemployment, child support and alimony, public assistance, and income from assets such as savings. We verify each source with documents.

Do you accept Housing Choice Vouchers?

Yes. We accept Housing Choice Vouchers and every other lawful source of income, and the minimum income rule does not apply to a household with a voucher.

Is this the same as Section 8?

No. The Housing Tax Credit program limits income and sets each home's rent by its tier. Section 8 usually means a Housing Choice Voucher, which a household brings with it, and we accept it here. You don't need a voucher to apply.

Do full-time students qualify?

A household made up only of full-time students usually does not qualify under the tax credit program. There are exceptions, such as a student who is a single parent or receives certain assistance. Call us and we'll tell you whether one applies.

Will my rent go up if my income goes up?

No. Your rent is set by your home's tier, not by your income. Each year you certify your income again, and if it rises after you move in, you can stay.

Address
1460 Midway RowSaint Paul, MN 55104
Office hours
Mon⁠–⁠Thu 9:00 AM⁠–⁠6:00 PM · Fri 9:00 AM⁠–⁠5:00 PM · Sat 10:00 AM⁠–⁠2:00 PM · Closed Sun